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A certain account pays 1.5 percent compound interest every

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A certain account pays 1.5 percent compound interest every 3 months. A person invested an initial amount and did not invest any more money in the account after that. If after exactly 5 years, the amount of money in the account was T dollars, which of the following is an expression for the original number of dollars invested in the account?

a) [(1.015)^4]T
b) [(1.015)^15]T
c) [(1.015)^20]T
d) [T/{(1.015)^15}]
e) [T/{(1.015)^20}]

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